2105 Jefferson Davis Hwy
Fredericksburg VA 22401
Lee-Curtis Freeman Graves & Hall
2105 Jefferson Davis Hwy
Fredericksburg VA 22401

About our Locally Owned and Operated Insurance Agency in Fredericksburg Spotsylvania & Surrounding areas


Experience – Dedication – Personalized Service

Lee-Curtis Freeman Graves & Hall is a family-owned business staffed by over twenty agents in two offices across the Fredericksburg area. We are one of the largest independent insurance agencies in the Commonwealth of Virginia, and that means we have the experience and dedication to bring you the best service and support for your insurance needs.
Our agency was founded over 100 years ago in 1869, and we are proud to have three generations worth of insurance knowledge and reliability ready to serve you. All the members of our staff are committed to providing professional service to all our clients, and that includes providing both friendly and helpful assistance to each and every one of you.
Together, our two branches bring together members of countless local organizations, both community and insurance related. We are embedded in our community and dedicated to serving it. Some of the organizations we are active in include the Fredericksburg Chamber of Commerce, the Kiwanis Club, the Lions' Club, and the Rotary Club.
A Message from Johnny Lee, CIC, CPIA, LUTCF
Owner and Personal Lines Manager
Johnny Lee - Insurance Company in Fredericksburg, VA
Our personal lines department stands ready to assist you with all your personal insurance needs. Our knowledgeable staff will be happy to meet with you in person or by phone to review your insurance needs. We represent a number of companies and can find the proper level of coverage with a competitive price that best suits your family. Whether it's your auto, home, boat, motorcycle or RV we have competitive product you can choose from. So give us a call or drop by the office. I look forward to seeing you!

Our Staff

Lee curtis secretary pic replacement 8-15
Don't get caught with the financial burden of an emergency situation without insurance. Our dedicated team of insurance professionals is here to help you manage and plan for your future. We will assess your needs and offer you a wide variety of affordable products to choose from.

Relationships built on trust

You can feel confident knowing that you're receiving the very best service because we build positive relationships that are built on trust. We only seek out the best companies that can offer you with the coverage you need at prices that won't break the bank. Contact us today and allow us to provide you with a personalized quote.

Our staff is also proud to represent the following insurance-related organizations:

  • Certified Insurance Counselors (CIC)
  • Certified Insurance Service Representatives (CISR)
  • Certified Professional Insurance Agents of America (CPIA)
  • Professional Insurance Agents of VA/DC (PIA)

Fredericksburg Contact List

Owner / Producer
540-373-3333 Ext: 249

Owner / Producer
540-373-3333 Ext: 238

Phil Hayden
Commercial Sales Producer
540-373-3333 Ext: 251

Debra Brown, CISR
Commercial Lines Account Manager
540-373-3333 Ext: 247

Marsha Hill, CISR,CBIA
Commercial Lines Account Manager
540-373-3333 Ext: 245

Owner /
Personal Lines Manager
540-373-3333 Ext: 230

Danette Embrey, CISR
Personal Lines CSR
540-373-3333 Ext: 226
Jessica McDaniel
Personal Lines CSR
540-373-3333 Ext: 228

Jennifer Fagan, CISR
Personal Lines CSR
540-373-3333 Ext: 227

Chrissie Rankins
Office Manager /
540-373-3333 Ext: 237

Pam Mcleod, CISR
540-373-3333 Ext: 236

Wilma Comuntzis
540-373-3333 Ext: 222

Sandra Jacobs

Culpeper Contact List

Owner / Manager / Producer

Lori Ray-Butler
Commercial Lines CSR

Arlene Brown
Call or email us today for a fast free quote.